Terms of Use

By accessing and using Zamcalc, you agree to the following terms. If you do not agree, please do not use the platform.

Use of the platform

Zamcalc is a free, publicly available platform. You may use the calculators, tools, and content for personal, educational, or business reference purposes. You may not use automated systems (bots, scrapers) to access the platform in a way that degrades performance for other users.

Accuracy and reliance

Zamcalc results are estimates based on publicly available rates. They are provided "as is" without warranty of any kind - express or implied. You acknowledge that results may not reflect your exact tax liability, bill, fee, or other financial figure. You are responsible for verifying results independently before making financial decisions. See our Disclaimer for full details.

Intellectual property

The Zamcalc name, logo, design, and original content are the property of Zamcalc. The underlying tax rates, tariff bands, and regulatory data are sourced from public Zambian authorities and are not claimed as proprietary.

Limitation of liability

To the fullest extent permitted by law, Zamcalc and its creator shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the platform, including but not limited to financial losses, missed deadlines, or incorrect filings based on calculator results.

Availability

Zamcalc is provided on a best-effort basis. We do not guarantee uninterrupted access and may modify, suspend, or discontinue any part of the platform at any time without notice.

Changes to these terms