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Vehicle Import Duty

ZRA specific duty on used vehicles imported into Zambia

Mobile Money

Airtel & MTN send & withdraw fees

PAYE

Income tax, NAPSA & NHIMA deductions

Currency Rates

Live ZMW exchange rates against major currencies

Tax

PAYE

Income tax, NAPSA & NHIMA deductions

VAT

Add or remove 16% Value Added Tax

Turnover Tax

5% tax on gross sales for small businesses

Property Transfer Tax

PTT on land, shares, mining rights & IP transfers

Finance

Mobile Money

Airtel & MTN send & withdraw fees

Savings Goal

How much to save each month to reach a goal

Compound Interest

Investment growth over time

Loans

Micro Loans

Informal loan interest & total repayable

Loan Repayment

Monthly repayments & total interest

HELSB Loans

Student loan repayment at 10% over 10 years

Employment

Gratuity

End-of-contract gratuity for long-term employment

Leave Days

Calculate the cash value of accrued leave days

Payroll Summary

Multi-employee PAYE, NAPSA, NHIMA and cost to company

Investments & Markets

Treasury Bills

Returns on GRZ Treasury Bills by tenor and yield

Government Bonds

Estimated returns on GRZ treasury bonds

Currency Rates

Live ZMW exchange rates against major currencies

Utilities

Zesco Electricity

Estimate your ZESCO bill by units consumed

Solar Kit

Size solar panels, batteries and inverter for your home

Transport

Vehicle Import Duty

ZRA specific duty on used vehicles imported into Zambia

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