30+ tools.
One app.
PAYE, mobile money charges, ZESCO units, vehicle import duty, government bonds, gratuity and more. Zambia's digital finance toolkit, all in one mobile app.
Built for how Zambia actually works
Fast, convenient, private, accurate and reliable.
30+ tools in one place
PAYE, NAPSA, NHIMA, ZESCO, mobile money, car duty, loans, bonds, gratuity and more.
Official Zambian rates
Based on current governing body rates, with all sources cited.
Works fully offline
Every calculator is bundled in the app. Get answers even with no internet connection.
No sign-up
No accounts to create or passwords to remember. Your calculations stay on your device.
Live Kwacha rates
Up-to-date USD, GBP, EUR and ZAR exchange rates for all foreign currency calculations.
Save, share & export
Save frequent calculations, share results, or easily export as PDF or CSV.
Our features
Clear results, personalised insights and suggestions and live rates - everything you need for Zambian financial calculations.
Frequently Asked Questions
Is the Zamcalc app free?
Yes. Every calculator is completely free. The app is supported by unobtrusive ads, and the calculation itself is never behind a paywall.
Does it work without internet?
Yes. All 30+ calculators are bundled in the app and run fully offline. Only live currency rates need a connection, and the last-known rate is cached with its date.
Do I need to create an account?
No. There is no sign-up. Your saved calculations stay on your device - nothing is uploaded and nothing is tracked to a profile.
Is there an iPhone version?
The Android app is available now on Google Play. An iOS version is planned. In the meantime, every tool also works free in your browser at zamcalc.com.
Zambia's digital finance toolkit
Free, offline, accurate and always up to date.
